I've been tying to get insurance on my wife's 1968 Maxi Taxi dune buggy.
Hagerty's Says they do not cover Manx style buggies (fiberglass body on a VW pan).
I have Safeco on everything else, but they want as much as I pay on my regular car for coverage.
Does anyone have any recommendations as to where I might go to get some coverage on this buggy?

Quote from: Jalon7 on August 26, 2013, 10:58:18 AM

I've been tying to get insurance on my wife's 1968 Maxi Taxi dune buggy.
Hagerty's Says they do not cover Manx style buggies (fiberglass body on a VW pan).
I have Safeco on everything else, but they want as much as I pay on my regular car for coverage.
Does anyone have any recommendations as to where I might go to get some coverage on this buggy?

Hagerty seems to be good at telling most people "no." I have never approached them myself, but that seems to be the story for people who own collector cars but actually drive them...

I've never insured a buggy before either, BUT we did have a 29 gazelle kit car when I was in high school. It was insured with state farm as a kit car (it wasn't vw based though). I would maybe discuss getting a policy with an agree value and low number of miles a year. I know that no insurance is cheap, but my bug and my bus are some of the cheapest insurance I've ever paid.

David (ret.bugtech) had some really cheap insurance on his buggy Albert. I recall it being in the neighborhood of $100/year. Might check with him and verify.

American Modern is who I had on Albert. It was fully covered. A Geico rep. turned me on to them.

I have my thing though State Farm,  pretty cheap,  but it is a secondary vehicle,  it's collector car insurance

I had american modern on Albert when I sold him, but it was to the tune of $240 a year @ $8K agreed.
KC

I had american modern on Albert when I sold him, but it was to the tune of $240 a year @ $8K agreed.
KC

What !!!!!   I paid $ 105 for 2 years and was $ 115 when I sold Albert to you last  year but I used a $6k value.

I can't understand how my motorcycle is insurable but a fiberglass buggy is too high risk to even consider.

I can show you some pictures of a fiberglass buggy that broke a front suspension part at 70mph and hit the concrete wall going into downtown right under the taller bridge at the ridge cut. As I was discussing the incident with other people in the group that was in town, one of the guys said that when people build kit cars and buggies, they often use shiney, lightweight "racing" parts that are not DOT approved. These parts are meant to be inspected after every race or whatever. Instead, companies sell them to the hobbist who puts them on their sunday cruiser and the next thing you know, suspenion parts break.

I'm with you that it doesn't make sense on the surface, but when you consider who builds 99% of buggies/kit cars, I can't readily blame them.

Not ranting, just trying to shine some light on it.